Versatile, worthwhile banking
Apply to open up a merchant account that lets you make benefits 1 for banking you keep your money under control with us and an app 2 that helps.
No costs to start or make use of your account
You to definitely reply to your questions – contact us, chat online or see a branch
Utilizing the choice of trying to get an arranged overdraft, at the mercy of status 3
Cashback 4 when you store through the Barclays application.
You could utilize your phone to start a free account. Apply with a video clip selfie
For you only, you can apply in the Barclays app 4 – scroll down to вЂHow to apply’ to start your application if you’re over 18, not a full-time student and the account’s.
You’ll need certainly to enter a couple of details, simply simply just take a video selfie together with your phone, and upload a picture of one’s ID for people to test. We’ll additionally run a quick credit check.
If you want to that’s it– we’ll let you know when you’re ready to start using your new account – that means you can start the switch from your old account.
Change and you also can start earning rewards
Barclays Blue Rewards is our means of saying thank you for banking with us by providing you money benefits every month – providing you with stay qualified.
As soon as you’ve accompanied, you will get up to £7 a for using your account month. We’ll give you £3.50 for every for the first couple of Direct Debits you spend through the account.
Switching is easy – it will take simply seven business days, together with complete switch choice is supported by the present Account Change Guarantee PDF, 38KB.
Handle your hard earned money using the Barclays software
Investing insights
See a listing of the sorts of things you spend for and compare just how much you may spend with certain stores and companies thirty days by month.
Flexible protection controls
Temporarily freeze your debit card it, get a reminder of your PIN and set a daily limit for cash-machine withdrawals if you can’t find.
Track your instalments effortlessly
Touch a repayment to see where and when you spent your hard earned money, and look your repayment calendar to see what’s due to go out of your account before pay check.
General information on overdrafts
An overdraft limit is a borrowing center makes it possible for one to borrow cash during your current account.
There are two main kinds of overdraft – arranged and unarranged.
An arranged overdraft is a limit that is pre-agreed which enables you to save money money than you’ve got in your account. It could be a security web to pay for short-term outgoings, like a unanticipated bill. It isn’t suited to longer-term borrowing. We charge a fee for every time associated with the thirty days which you use your arranged overdraft where you get beyond payday loans without checking account louisiana any fee-free restriction you have.
An unarranged overdraft is when spent additional money than you’ve got in your present account along with not agreed an arranged overdraft limit with us ahead of time or perhaps you have actually surpassed an existing arranged borrowing center.
It is possible to just make re re payments from your own account when you yourself have sufficient money in to your account or with an arranged overdraft to pay for them.
Barclays will usually make an effort to get back any deal that may bring your account into an unarranged overdraft position. Having money that is enough your overall account or having an arranged overdraft limit may help avoid re payments such as for instance concern bills from being came back unpaid.
On extremely occasions that are rare could be not able to get back a payment ( ag e.g. because of an offline deal made on a flight) while the account may enter an unarranged overdraft. No charges that are additional be employed in this case.
Information about the conduct of the account may be delivered to credit guide agencies. This may affect your ability to get credit in the future as with any debt or borrowing.