Affordable prices are only the start. We result in the buying that is entire easier.
Your car loan requirements covered
Prices as little as
Enjoy rates that are extremely competitive great terms.
Complimentary Auto Buying Service
Our professionals will discover the vehicle you need at an excellent cost. Begin right right right here.
Degree Up
Individuals may be eligible for loan price reductions by simply making consecutive, on-time re payments.
Brand Brand New Car Loan
Versatile terms, as much as 125per cent funding
- New car finance rates as little as 3.14per cent APR
- As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
- Versatile terms as much as 84 months
- No prepayment charges
- Like a rate that is potential through LevelUp
Free user advantage: We’ll find your car or truck and negotiate outstanding cost
Used Car Loan
Versatile choices to fit your requirements
- Car loan prices only 3.39per cent APR
- Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
- As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
- Freedom which allows you to definitely purchase from a dealer, personal celebration, if not purchase down a lease
- Like a potential price decrease through LevelUp
Free user advantage: We’ll find your vehicle and negotiate a good cost
Car Finance Refinancing
Trade-in your loan for a significantly better one
- Car finance refinancing prices as little as 3.14per cent APR
- Affordable payment terms as much as 84 months on cars as much as ten years old, maximum 125,000 kilometers
- Loans as much as 125percent associated with the Kelley Blue Book value (if you owe a lot more than your vehicle may be worth )
- Spend less on your price by refinancing automobile financing off their banking institutions
Finance Calculator
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Our markers of success
PROVIDER THAT BRINGS CUSTOMERS BACK
“I’m on my 3rd Patelco car loan and I also would not think about anyone that is trying. The client solutions is incredible!”
MORE OPPORTUNITIES FOR LOTS MORE SOMEONE
“I happened to be assisted with a car loan and get distribution. It had been the most readily useful experience – We never ever knew it existed.”
THERE THROUGH GOOD AND THE BAD
“we desperately required a brand new automobile, but had small cash to place straight straight straight down. Patelco never ever hesitated to simply help me personally.”
Shop the real means you would like
Free, concierge car-buying solution
Allow Patelco Auto Buying solution professionals get the vehicle you desire and negotiate outstanding cost for you.
Analysis & Shop with AutoSMART
make use of our AutoSMART solution to look, finance and shop your ca r all in one single destination.
You are invited to the vehicle purchase
stay tuned in for information on upcoming automobile purchase activities.
Details not far off
Safeguard your new r >
Professional agents will see you the proper insurance coverage and protection solutions in the most useful cost.
Comprehensive Car Insurance solutions 2
Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT
Fully Guaranteed Car Protection (GAP)
Mechanical Breakdown Protection (MBP)
Debt & Loan Protection
The AutoSMART links with this web web web page will make you keep the Patelco Credit Union internet site. Although Patelco works closely with many lovers, third-party web web internet sites may provide a privacy that is different and amount of protection. Please consult the web site’s online privacy policy for more information. Patelco Credit Union will not represent the operator legally of the web web web site or the Patelco user, if the two come right into a deal. Our company is additionally perhaps perhaps perhaps perhaps maybe not lawfully accountable for accessibility, viewpoints, services and products, or solutions expressed or offered on the webpage you might be going to see.
1. APR (Annual Portion Price). Automobile prices as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a selection of base prices and discounts that be determined by facets such as for example credit score, loan term, Patelco account and loan balances, system designation and car age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper ahead of loan consummation and can even be because high as 11.89per cent APR. For more information about prices, terms and discounts that are available call 800.358.8228, see patelco.org, or go to any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR money mart payday loans for 48 months.
2. Insurance coverage items are perhaps maybe perhaps not deposits of Patelco Credit Union and so are maybe perhaps not insured because of the NCUA. They may not be fully guaranteed by Patelco Credit Union and can even be at the mercy of danger. Any insurance coverage needed as an ailment of a expansion of credit by Patelco Credit Union do not need to be bought from Patelco Insurance solutions that can be bought from a representative or an insurance coverage business regarding the user’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance coverage services and products made available from Patelco Insurance Services, A ca insurance company (License #0C97544). Any complaints can be filed because of the Ca Department of Insurance, www.insurance.ca.gov .
3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price will differ predicated on credit history and terms. Funding for qualified Patelco Credit Union people. Offer legitimate just on Enterprise vehicle product product product product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer can not be coupled with other offer aside from those placed in this ad.